Business Insurance COMMERCIAL

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Transportation Insurance TRUCKING (Transportation)

Browse a variety of commercial vehicle insurance options to find the right one for you.

Read More

image of faucet dripping

Preparing your home for winter is an important annual ritual for homeowners. For instance, did you know that adding insulation in your attic before winter arrives could help prevent ice dams this winter? And do not forget that tuning up your heating system now can help prevent more costly emergency repairs at the height of a storm, when it can be difficult to find supplies and licensed contractors. The following winter maintenance tips can help you prepare your home to withstand another cold season.

Which Pipes Are Most at Risk?

Pipes that are most exposed to the elements, including those outdoors and along the exterior walls of your home, may need extra protection during winter months. These include the following:

• Outdoor hose hookups and faucets.
• Swimming pool supply lines.
• Lawn sprinkler lines.
• Water pipes in unheated, interior locations such as basements, crawl spaces, attics, garages and kitchen and bathroom cabinets.
• Pipes running against exterior walls with little or no insulation.

How to Help Prevent Frozen Pipes

Before the winter:
• Check your home for areas where water pipes are located in unheated or poorly insulated areas. Be sure to check your basement, attic, crawl space, garage and within cabinets containing plumbing. Hot and cold water pipes should both be insulated.
• Products such as pipe sleeves or UL-listed heat tape or heat cable can help insulate or heat exposed water pipes.

During the winter:
• Close inside valves supplying water to outdoor faucets and hookups.
• Open outdoor faucets to allow residual water to drain; be sure to keep them open during the cold weather months, while the water supply is turned off.
• Keep garage doors closed to help protect water pipes located in the garage.
• Open the doors on cabinets where plumbing is located. This can help allow warmer air to circulate around the pipes.
• For pipes that are at risk of freezing (both hot and cold water pipes), let water drip from faucets.
• Keep the heat in your home set at a minimum of 55 degrees.

Why is a Frozen Pipe a Concern?

When water begins to freeze, it expands. This can cause both plastic and metal pipes to burst, possibly leading to significant water damage to your home.

• Since water expands when it freezes, it puts unwanted pressure on pipes.
• As water freezes, the force exerted from the expansion can cause a pipe to burst, regardless of the strength of the material.
• You may not know you have a burst pipe as the water has turned to ice. Once the temperature starts to warm and thawing begins, leaking and flooding can occur.

What Do You Do if You Have a Frozen Pipe?

• If you have a leak, turn the water off immediately to prevent water damage and call a licensed plumber to make repairs.

• If your home is heated by an older steam heating system, consult with your heating professional to determine if it is safe to continue to run the heating system with the water supply turned off for your particular heating system.

Need to make a claim?
If you need assistance with a claim, contact us today.

Claims Manager:
Joanne Miller
732-832-4106
Joanne.Miller@assuredpartners.com

Claims Representative:
George Roselle
732-832-4117
George.Roselle@assuredpartners.com


Article courtesy of Travelers Insurance

Posted 9:25 AM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
Twitter
LinkedIn
Google+
Blog
AIG
CIGNA
Chubb
Great American
Berkshsire Hathaway Guard
Hanover
The Hartford
Philadelphia Insurance Company
© Copyright. All rights reserved.
Powered by Insurance Website Builder