If you own an equine business--no matter how small or unprofitable--you need insurance! That is, if you accept compensation for boarding, training, lessons or other horse-related services, you are in business. Also, whether you use your horse for work, breeding, show or pleasure, you first need to protect the life and health of your animal.
Equine mortality insurance may provide protection for your horse in the event of its death, accident, injury, sickness and disease, and theft. Coverage might also include major medical and surgical expenses, loss of use--when an animal becomes unfit for its primary use. Equine insurance may even cover an extension for a newly purchased animal. Designed to protect your asset in the event of an untimely death or theft of your horse--through no fault or negligence on your part part, of course--the right equine mortality policy can go a long way to safeguard your investment.