Renters Insurance

Why do renters need insurance? The answer is simple. Leaving yourself unprotected against a property or liability claim could result in serious financial consequences. Renters insurance will cover the loss of your personal belongings, as well as the unintentional injury or damage caused to your neighbor’s property. It will also cover damage to your own apartment structure. So, while renters do not own the building, a renters insurance policy could save you thousands of dollars in damage. This is a self-contained package with endorsements available to add or increase coverages, much the same as a homeowners policy.

Insurance Industry Definition: 

In personal lines insurance, it is a package of property and liability coverages designed to protect apartment or dwelling renters. Although renters do not own the building, physical damage losses could occur to owned contents, and liability coverage is needed for personal and premises exposures. It is a self-contained package with endorsements available to add or increase coverages, much the same as a homeowners policy.

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