According to the National Highway Traffic Safety Administration, in 2010, an estimated 2.24 million people were injured in motor vehicle traffic crashes. Distracted or impaired drivers, hazardous weather conditions and drivers traveling at dangerously high speeds all too often lead to accidents that can cause you and others great bodily and financial harm. Other compelling reasons that you need auto insurance include: it is a legal requirement in most states--and certainly in New Jersey; car insurance protects you from lawsuits; and lenders require it.
Liability coverage protects you when you are at fault in an accident that causes bodily injury or property damage to another driver. Personal Injury Protection (PIP) pays medical bills, some loss of income and some life insurance if you are hurt in a private passenger vehicle, and if you have collision and comprehensive insurance coverage, you will be reimbursed if someone steals your vehicle or if you cause an accident that damages your own car.
You can save money on your car insurance policy if you: bundle your auto and homeowner’s insurance with the same insurance company, pay the premium in full, complete a defensive driving course or use an EFT (electronic fund transfer) to pay your premium. We will look for other ways to save you money.
Any kind of insurance pertaining to the ownership, maintenance, or use of automobiles.