Aflac is the largest provider of supplemental insurance in the United States.  In the US, Aflac underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness.

The company now offers several types of insurance policies, including the following:

  • Accident
  • Cancer/Specified Disease
  • Dental
  • Hospital Confinement Indemnity
  • Hospital Confinement Sickness Indemnity
  • Hospital Intensive Care
  • Life
  • Lump Sum Cancer
  • Lump Sum Cancer Critical Illness
  • Specified Health Event
  • Short Term Disability
  • Vision

Aflac offers un-reimbursed medical, dependent day-care, and transportation flexible spending accounts. The company also offers human resources services for HIPAA and COBRA administration.  Aflac gives you insurance and cash for daily living, Aflac rates don’t go up when you file a claim, and claims are paid quickly usually within four days.

Insurance Industry Definition: 

Supplemental insurance for individuals and groups to help pay benefits your major medical insurance doesn't cover.

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